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Holiday rental insurance covering cancellation, interruption of your stay, and property damage liability

  • Holiday cancellation
  • Holiday interruption
  • Holiday third party insurance cover
  • Search, offshore and mountain rescue

NEW ! INCLUSIVE OFFER : HAKUNA MATATA, THE SUNSHINE GUARANTEE !

  • from 1st June to 30th September
  • minimum rental 7 days
  • for holidays in metropolitan France

For a carefree holiday

Be careful: you have only 10 days from the date of your rental commitment to subscribe an insurance with Adar
 

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(Total rental accommodation including the possible Agency costs and fees)

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General terms and conditions

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COVER BENEFIT

Cancellation due to:

  • Serious illness, accident, death, major home damage, lay-off, professional relocation, roadblocks, strikes, any complication due to pregnancy until the 28th week.

 

  • Deposit / down payment + sums due, limited to €10 000

Curtailment due to:

  • Serious illness, death, major home damage, unavailability of accommodation

 

  • Rent for unused portion of holidays, limited to €10 000

Personal liability:

  • Property damage due to fire, an explosion or flooding

  • Remedy of neighbours and third parties

  • Damage to the property or belongings of the owner of the rented accommodation

 

  • Limited to €1 500 000



  • Up to €450,000.

  • Limited to €2 500, with €75 deductible

ADAR, a complete package of insurance cover to take the worry out of your holidays :

For further information please download our general terms and conditions

For further informations, please download sunshine guarantee HAKUNA MATATA general terms and conditions

QUESTIONS / ANSWERS

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What is the sunshine guarantee HAKUNA MATATA?

Adar : We guarantee to our customers 3 days of minimum sun by period of 7 days, 6 days of sun for a stay of 14 days etc. … A sunny day is a day with at least 2 hours of burning sun and without cloud, between 10 am and 6 pm.

I had of the bad weather during my holidays, what is the process for sunshine guarantee HAKUNA MATATA?

Adar : It is not necessary to indicate to ADAR that you had bad weather. You will receive automatically your 100-€ check at home because METEO FRANCE has already warned us of this bad weather.

Who determines the period of sunshine?

Adar : Metnext, a subsidiary of Meteo France calculates the indication of period of sunshine from meteorological data resulting from the satellite Météosat 2. The sunshine duration of every place of rent is then passed on by Meteo France.

Which destinations are concerned by Sunshine guarantee HAKUNA MATATA?

Adar : All the rents in METROPOLITAN FRANCE can benefit from the guarantee SUN HAKUNA MATATA.

What are the standards of sunny day?

Adar : A day is considered "sunny" if Metnext was able to register consecutive 2 hours of full sun or not between 10 am and 6 pm.
Metnext defines a day of " full sun " if the place is exposed to the (cloudless) direct sun and\or if it is necessary to wear sunglasses.

May I benefit from the guarantee sun HAKUNA MATATA, whatever is the duration of my stay?

Adar : The tenant has to take advantage of at least 3 days of sun for a stay from 7 to 13 days (the stays of less than 7 days are not flatware by the sunshine guarantee HAKUNA MATATA)
Of at least 6 days of sun for any stay from 14 to 20 (inclusive) days
Of at least 9 days of sun for any stay from 21 to 27 (inclusive) days
And so on, by adding 3 days of sun, by edge of 7 days.
For more details, download the general terms and conditions of the sunshine guarantee HAKUNA MATATA click here

There are several people going on the trip, do we have to take out insurance for each person or is it calculated on the rent?

Adar : The insurance for this is calculated on the total amount of the rental. The others participants have to be mentioned on the formulary.

There are several families going on the trip. If one of the families cancels, what happens?

Adar : If the rental concerns several families, each one is covered for their share. The rental is not cancelled in this case; the insurance indemnity concerns the mathematical share of the family in question.

Am I covered if I break the living room table on the accommodation?

Adar : Yes, in a limit of 2 500 euros, with a deductible of 75 euros.

In the event of cancellation, is my down payment covered?

Adar : Yes, if the down payment has been paid to the owner.

And if I have paid the entire amount?

Adar : We will reimburse you for all amounts paid to the owner.

Does the insurance cover personal items?

Adar : No

The period of time for subscribing is now over (You had 10 days until your commitment of rent).Can I still take out insurance?

Adar : Yes, but you will be covered only for Tenant’s liability(not cancellation and interruption)

I have just been fired for economic reasons, can I cancel the trip?

Adar : Yes

There is a flood on the accommodation because I let the faucet open, Am I covered?

Adar : My responsability is engaged, so Adar will deal with the damages, limited to 1 500 000 euros for material damage due to water, fire, explosion, floods.

My mother must be hospitalized while I get ready to go on holiday, may I cancel?

Adar : Yes, Adar covers ascendants and descendants in the first degree, as well as sons-in-law, daughters-in-law, brothers or sisters.

In the case of one natural disaster, as eruption of a volcano, am I covered in case of cancellation?

Adar : No, Cancellations related to meteorological reasons, limitations on airbone traffic will not be considered by Adar.

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Information and advice

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ALBINET Insurance Brokers have been active in the insurance market since 1951.

RCS PARIS 58213628900029 – SA with paid in capital of 200.000 €

N° ORIAS : 07000044 – Web Site ORIAS : www.orias.fr

Financial and capital structure

  • No insurance company has a direct or indirect shareholder voting right.
  • As brokers, the company will supply by email, if required, the names of all insurances companies they work with (Art. L520-1-II-b of the insurance code).

Information concerning disputes :
If you make a claim or have a dispute, the parties agree to find an out of court solution.
You should address your claim to our offices, for the attention of your usual contact, who will have 10 days to formally acknowledge receipt, and a further 2 months from the date of receipt of your claim to make a formal reply.

  • Please contact our claims service by email at contact@cabinetalbinet.fr Cabinet Albinet - 5, Cité de Trévise – 75009 Paris.
    If you are a private individual, and you are not satisfied with the formal reply given, you may contact the CSCA Mediator at the following address, 91, rue Saint-Lazare 75009 PARIS or by email to mediateur@csca.fr.
    If you are not a private individual you cannot use the services of the CSCA Mediator.
  • ACP - Autorité de Contrôle Prudentiel 61 rue Taitbout – 75009 - Paris