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ADAR + : worldwide cover against problems and their consequences, for holiday accommodation rentals up to 3 months:

  • Holiday cancellation or interruption
  • Holiday third party insurance cover
  • Non-conformity of rented accommodation
  • Financial loss due to dishonesty or fraud.

Be careful: you have only 10 days from the date of your rental commitment to subscribe an insurance with Adar

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* Total rental accommodation including the possible Agency costs and fees
(Mini 25€)
 
 

General terms and conditions / Summary of cover

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ADAR+, 5 important risks covered by one comprehensive, Multirisk Holiday Insurance Policy

  • Cancellation insurance: due to illness, an accident, being made redundant…
  • Holiday interruption insurance: due to fire, an explosion, water damage to the rented accommodation…
  • Third party cover: movable and real estate damage for owner of leased premises
  • Rented Accommodation Non Conformity insurance
  • Insurance against Financial Loss due to dishonesty and fraud

For further information: our general terms and conditions

GUARANTEES BENEFITS

Cancellation due to:

  • Illness, accident or death (including relapse of prior ailments and pregnancy complications), property damage at home or in professional premises, redundancy of insured or insured’s partner, cancellation by beneficiary accompanying party.

 

  • Payment on account + amounts due costs limited to 10 000€

Interruption due to:

  • Reimbursement of land-based services not used in the event of medical evacuation or early return.

 

  • Unused portion of cost limited to 10 000€.

Personal liability:

  • Material damage due to fire, explosion, floods.

  • Damage to property belonging to the owner of the rented accommodation.

 

  • Limited to 1 525 000€.


  • Limited to 2 500€ with a deductible of 75€.

Rented accommodation does not conform to the rental contract :

  • The client refuses to occupy the rented property as it does not conform to the description in the rental contract.
  • Hotel fees incurred on the site of the rental

 

  • Money retained by the landlord
  • 75€ per person and limited to one night

Guarantee of any financial losses incurred due to dishonesty of fraud:

  • Fraudulent rental contract.
  • Hotel fees incurred on the site of the rental

 

  • Reimbursement of the policy’s holder’s accommodation
  • 75€ per person and limited to one night

QUESTIONS / ANSWERS

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There are several people going on the trip, do we have to take out insurance for each person or is it calculated on the rent?

Adar Plus : The insurance for this is calculated on the total amount of the rental. The others participants have to be mentioned on the formulary.

In the event of cancellation, is my down payment covered?

Adar Plus : Yes, if the down payment has been paid to the owner.

And if I've paid the entire amount?

Adar Plus : We will reimburse you for all amounts paid to the owner.

There are several families going on the trip. If one of the families cancels, what happens?

Adar Plus : If the rental concerns several families, each one is covered for their share. The rental is not cancelled in this case; the insurance indemnity concerns the mathematical share of the family in question.

Does the insurance cover personal items?

Adar Plus : No.

Am I covered if I break the living room table on the accommodation?

Adar Plus : Yes, in a limit of 2 500 euros, with a deductible of 75 euros.

The period of time for subscribing is now over (You had 10 days until your commitment of rent).Can I still take out insurance?

Adar Plus : Yes, but you will be covered only for Tenant’s liability, Assistance evacuation, Fraud and Non-Conformity guarantees (not cancellation and interruption)

I have just been fired for economics reasons, can I cancel the trip?

Adar Plus : Yes.

My accommodation was supposed to be located less than 100m from the beach but it is located 1km from the beach. What happens in that case?

Adar Plus : You don’t accept the accommodation and we will reimburse you the rent. We will contact the owner. We will offer you a night in a Hotel.

I arrive on the rented accommodation address but there is no accommodation, Am I covered?

Adar Plus : Yes, Adar Plus will reimburse you the amount of the rent. We will offer you a night in a Hotel.

There is a flood on the accommodation because I let the faucet open, Am I covered?

Adar Plus : My responsability is engaged, so Adar Plus will deal with the damages , limited to 1 525 000 euros for material damage due to water, fire, explosion, floods.

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Information and advice

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ALBINET Insurance Brokers have been active in the insurance market since 1951.

RCS PARIS 58213628900029 – SA with paid in capital of 250.000 €

N° ORIAS : 07000044 – Web Site ORIAS : www.orias.fr

Financial and capital structure

  • No insurance company has a direct or indirect shareholder voting right.
  • As brokers, the company will supply by email, if required, the names of all insurances companies they work with (Art. L520-1-II-b of the insurance code).

Information concerning disputes :
If you make a claim or have a dispute, the parties agree to find an out of court solution.
You should address your claim to our offices, for the attention of your usual contact, who will have 10 days to formally acknowledge receipt, and a further 2 months from the date of receipt of your claim to make a formal reply.

  • Please contact our claims service by email at contact@cabinetalbinet.fr Cabinet Albinet - 5, Cité de Trévise – 75009 Paris.
    If you are a private individual, and you are not satisfied with the formal reply given, you may contact the CSCA Mediator at the following address, 91, rue Saint-Lazare 75009 PARIS or by email to mediateur@csca.fr.
    If you are not a private individual you cannot use the services of the CSCA Mediator.
  • ACP - Autorité de Contrôle Prudentiel 61 rue Taitbout – 75009 - Paris